{"id":2391,"date":"2020-04-29T03:30:31","date_gmt":"2020-04-29T03:30:31","guid":{"rendered":"https:\/\/www.oneday.com.hk\/blog\/?p=2391"},"modified":"2023-06-02T10:36:09","modified_gmt":"2023-06-02T10:36:09","slug":"%e7%bd%ae%e6%a5%ad%e9%9c%80%e7%9f%a5","status":"publish","type":"post","link":"https:\/\/www.oneday.com.hk\/blog\/%e7%bd%ae%e6%a5%ad%e9%9c%80%e7%9f%a5\/","title":{"rendered":"\u8cb7\u6a13\u5514\u77e5\u4e00\u5b9a\u5f8c\u6094\u7684\u4e8b"},"content":{"rendered":"\n<p>\u4f5c\u70ba\u4e0a\u8eca\u65b0\u624b\uff0c\u5373\u4f7f\u6210\u529f\u8cb7\u6a13\u5f8c\uff0c\u518d\u56de\u770b\u6574\u500b\u8cb7\u6a13\u904e\u7a0b\uff0c\u53ef\u80fd\u90fd\u6703\u5f8c\u6094\u81ea\u5df1\u8cb7\u6a13\u524d\u7684\u6e96\u5099\u4e0d\u8db3\uff0c\u505a\u4e0d\u5230\u4e00\u500b\u6700\u597d\u7684\u6c7a\u5b9a\uff0c\u8981\u7559\u5f85\u4e0b\u6b21\u8cb7\u6a13\u624d\u80fd\u6c72\u53d6\u7d93\u9a57\u3002\u96d6\u7136\u4ee5\u6295\u8cc7\u89d2\u5ea6\u4f86\u770b\uff0c\u8cb7\u6a13\u7d93\u9a57\u662f\u9700\u8981\u7d2f\u7a4d\uff0c\u7d93\u904e\u591a\u6b21\u7684\u300ctrial and error\u300d\u624d\u6703\u505a\u5230\u6700\u597d\u3002\u4e0d\u904e\uff0c\u5982\u6709\u524d\u4eba\u6559\u8def\uff0c\u8d70\u5c11\u51a4\u6789\u8def\u4ea6\u662f\u597d\u4e8b\u3002\u4ee5\u4e0b\u70ba\u5927\u5bb6\u7e3d\u7d507\u4ef6\uff0c\u4e0a\u8eca\u5f8c\u6094\u592a\u9072\u77e5\u7684\u4e8b\u3002<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3><strong>(1) \u53d7\u85aa\u7533\u8acb\u4eba VS \u81ea\u50f1\u7533\u8acb\u4eba<\/strong><\/h3>\n\n\n\n<p>\u5728\u7533\u8acb\u6a13\u5b87\u6309\u63ed\u6642, \u4f60\u8981\u6ce8\u610f\u4f60\u662f\u5c6c\u65bc\u90a3\u500b\u8077\u696d\u985e\u5225\u7684\u7533\u8acb\u4eba. \u4e0d\u540c\u985e\u5225\u6240\u9700\u8981\u7684\u7533\u8acb\u6587\u4ef6\u662f\u4e0d\u540c\u7684<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" width=\"749\" height=\"326\" src=\"https:\/\/c.oneday.com.hk\/blog\/wp-content\/uploads\/2020\/04\/\u6587\u4ef6.jpg\" alt=\"\" class=\"wp-image-2393\" srcset=\"https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2020\/04\/\u6587\u4ef6.jpg 749w, https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2020\/04\/\u6587\u4ef6-300x131.jpg 300w, https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2020\/04\/\u6587\u4ef6-585x255.jpg 585w\" sizes=\"(max-width: 749px) 100vw, 749px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h3><strong>(2) \u9280\u884c VS \u6309\u63ed\u4e2d\u4ecb<\/strong><\/h3>\n\n\n\n<p style=\"text-align:left\"><strong>\u9280\u884c<\/strong>:<br> \u901a\u5e38\u6703\u63d0\u4f9b\u9810\u6279\u670d\u52d9 (\u5373\u662f\u9280\u884c\u6703\u5c31\u4f60\u63d0\u4f9b\u7684\u6587\u4ef6\u9810\u5148\u7d66\u4e88\u6309\u63ed\u7533\u8acb\u5efa\u8b70). \u4f46\u662f\u5766\u767d\u8aaa, \u9810\u6279\u6548\u7387\u975e\u5e38\u6162. \u53e6\u4e00\u9ede\u8981\u6ce8\u610f\u7684\u662f, \u7406\u8ad6\u4e0a\u4f60\u53ef\u4ee5\u540c\u6642\u5411\u591a\u9593\u9280\u884c\u63d0\u4ea4\u6309\u63ed\u7533\u8acb, \u4f46\u662f\u6bcf\u4e00\u9593\u4e5f\u6703\u628a\u4f60\u7684\u7533\u8acb\u500b\u6848\u5448\u4e0a\u7d66\u9999\u6e2f\u6309\u63ed\u8b49\u5238\u6709\u9650\u516c\u53f8\u4f5c\u6279\u6838. \u82e5\u679c\u4e0d\u540c\u7684\u9280\u884c\u63d0\u4ea4\u6587\u4ef6\u6709\u4e0d\u540c\u4e4b\u8655,\u6703\u5927\u5927\u5f71\u97ff\u4f60\u7684\u6309\u63ed\u6279\u6838\u9032\u5ea6. \u56e0\u6b64, \u540c\u6642\u7533\u8acb\u4e00\u81f3\u5169\u9593\u9280\u884c\u5c31\u597d\u4e86.&nbsp;<\/p>\n\n\n\n<p><strong>\u6309\u63ed\u4e2d\u4ecb:<\/strong><br>\u901a\u5e38\u6703\u5e6b\u4f60\u6574\u5408\u4e0d\u540c\u9280\u884c\u7684\u6309\u63ed\u8a08\u5283\u8cc7\u8a0a, \u4e5f\u6703\u4ecb\u7d39\u4f60\u4ed6\u5011\u5408\u4f5c\u9280\u884c\u5925\u4f34\u5e6b\u4f60\u505a<br>\u6309\u63ed\u6279\u6838, \u4e00\u822c\u6536\u8cbb\u90fd\u6703\u6bd4\u8f03\u4fbf\u5b9c<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 id=\"mce_254\"><strong>(3) H\u6309 VS P\u6309<\/strong><\/h3>\n\n\n\n<p>\u7c21\u55ae\u4f86\u8aaa\uff0c\u7531\u65bc\u666e\u904d H \u6309\u5229\u7387\u4e0a\u9650\u7b49\u65bc P \u6309\uff0c\u62c6\u606f\u4f4e\u6642\uff0cH \u6309\u5229\u7387\u6703\u8f03\u4fbf\u5b9c\uff1b\u62c6\u606f\u9ad8\u6642\uff0cH \u6309\u5229\u7387\u6700\u591a\u4e5f\u53ea\u662f\u7b49\u540c P \u6309\u5229\u7387\uff0c\u6545\u8f03 P \u6309\u70ba\u62b5\u3002\u6240\u4ee5\uff0c\u73fe\u6642\u4e00\u822c\u4ee5 H \u6309\u8f03\u6d41\u884c\uff0c\u73fe\u6642\u5e02\u5834\u4e0a\u903e 8 \u6210\u696d\u4e3b\u5747\u9078\u7528 H \u6309\u4f9b\u6a13\u3002\u4f46\u662f, \u7121\u8ad6\u4f60\u9078\u64c7\u662f\u4ec0\u9ebc\u65b9\u6848, \u4f60\u6bcf2\u5e74\u4e5f\u53ef\u4ee5\u8b8a\u66f4\u7684.<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3><strong>(4)\u904e\u9999\u6e2f\u6309\u63ed\u8b49\u5238\u6709\u9650\u516c\u53f8\u8981\u6e96\u5099\u7684\u4e8b\u9805<\/strong><\/h3>\n\n\n\n<p>\u5982\u679c\u4f60\u7533\u8acb\u7684\u6309\u63ed\u662f\u5927\u65bc\u6a13\u50f9\u76846\u6210, \u4f60\u7684\u6309\u63ed\u7533\u8acb\u9700\u8981\u540c\u6642\u7372\u5f97\u9280\u884c\u548c\u9999\u6e2f\u6309\u63ed\u8b49\u5238\u6709\u9650\u516c\u53f8\u7684\u6279\u51c6. \u8981\u6ce8\u610f\u7684\u662f, \u9999\u6e2f\u6309\u63ed\u8b49\u5238\u6709\u9650\u516c\u53f8\u7684\u5be9\u6838\u6703\u8f03\u9280\u884c\u56b4\u8b39,\u6240\u4ee5\u5728\u4ea4\u6587\u4ef6\u6279\u6838\u524d, \u4e00\u5b9a\u8981\u505a\u597d\u529f\u8ab2.<\/p>\n\n\n\n<p>\u4e00\u822c\u4ed6\u5011\u6703\u67e5\u95b1\u4f60\u6709\u6c92\u6709\u79c1\u4eba\u8cb8\u6b3e,\u6bcf\u6708\u652f\u51fa\u548c\u8cc7\u91d1\u4f86\u6e90.<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3><strong>(5) \u7a05\u55ae<\/strong><\/h3>\n\n\n\n<p>\u7a05\u55ae\u5c0d\u65bc\u6309\u63ed\u7533\u8acb\u662f\u5341\u5206\u91cd\u8981\u7684, \u4ed6\u662f\u7528\u4f86\u8b49\u660e\u4f60\u7684\u5165\u606f\u9054\u5230\u6307\u5b9a\u8981\u6c42. \u56e0\u6b64\u4f60\u8981\u78ba\u4fdd\u4f60\u7a05\u55ae\u548c\u63d0\u4ea4\u7684\u6309\u63ed\u6587\u4ef6\u6709\u4e00\u81f4\u6027. \u5982\u679c\u4e0d\u662f, \u6703\u5927\u5927\u6e1b\u4f4e\u4f60\u6309\u6309\u63ed\u7533\u8acb\u7684\u6210\u529f\u7387.<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3><strong>(6) \u6a13\u76e4\u7a2e\u985e\u548c\u6a13\u9f61<\/strong><\/h3>\n\n\n\n<p>\u5982\u679c\u4f60\u7684\u6a13\u76e4\u662f\u4f4d\u65bc\u5e02\u5340\u6216\u662f\u5927\u578b\u5c4b\u82d1, \u662f\u6c92\u6709\u554f\u984c\u7684. \u4f46\u5982\u679c\u4f60\u7684\u6a13\u76e4\u662f\u6751\u5c4b\u7684\u8a71, \u5c31\u8981\u591a\u52a0\u6ce8\u610f\u4e86. \u53e6\u5916\u4e00\u9ede\u8981\u6ce8\u610f\u7684\u662f\u6a13\u9f61, \u9280\u884c\u6700\u591a\u53ea\u63a5\u53d7\u6a13\u9f61\u52a0\u6309\u63ed\u5e74\u4efd\u7e3d\u548c\u7b49\u65bc70\u5e74 (i.e 50\u5e74\u6a13\u9f61+20\u5e74\u6309\u63ed, 40\u5e74\u6a13\u9f61+30\u5e74\u6309\u63ed). \u5efa\u8b70\u6a13\u9f61\u4e0d\u5927\u65bc25-30\u5e74,\u90a3\u9ebc\u5230\u4f60\u8981\u8f49\u8ce3\u6642, \u4e0b\u4e00\u624b\u8cb7\u5bb6\u4e5f\u53ef\u4ee5\u8f03\u6613\u7533\u8acb\u6309\u63ed.<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3><strong>(7) \u67e5\u518a<\/strong><\/h3>\n\n\n\n<p>\u4f60\u9700\u8981\u53eb\u5730\u7522\u4ee3\u7406\u6216\u4f60\u81ea\u5df1\u9032\u884c\u67e5\u518a, \u4e86\u89e3\u6a13\u76e4\u904e\u4f4f\u7684\u6b77\u53f2.&nbsp;<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3><strong>(8) \u9280\u884c\u4f30\u50f9<\/strong><\/h3>\n\n\n\n<p>\u9280\u884c\u4f30\u50f9\u662f\u5341\u5206\u91cd\u8981\u7684, \u82e5\u7136\u9280\u884c\u4f30\u50f9\u4f4e\u65bc\u8cfc\u8cb7\u50f9, \u4f60\u53ef\u80fd\u9700\u8981\u4ffe\u66f4\u591a\u7684\u9322\u53bb\u88dc\u56de\u5dee\u50f9. \u4e00\u822c\u6709\u56db\u7a2e\u65b9\u6cd5\u9032\u884c\u9280\u884c\u4f30\u50f9,\u5206\u5225\u662f\u7db2\u4e0a\u4f30\u50f9,\u61c9\u7528\u7a0b\u5f0f\u4f30\u50f9,\u96fb\u8a71\u4f30\u50f9\u548c\u76f4\u63a5\u53bb\u5206\u884c\u4f30\u50f9. \u82e5\u679c\u60f3\u6709\u6700\u6e96\u78ba\u7684\u9280\u884c\u4f30\u50f9,\u5efa\u8b70\u4f60\u6253\u96fb\u8a71\u53bb\u4f30\u50f9.<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<p><strong>&nbsp;\u5ef6\u4f38\u95b1\u8b80:<\/strong><br>(1) <a href=\"https:\/\/www.oneday.com.hk\/zh_HK\/news\/mortgage-guarantor\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6309\u63ed\u64d4\u4fdd\u4eba<\/a><br>(2) <a href=\"https:\/\/www.oneday.com.hk\/zh_HK\/news\/hong-kong-stamp-duty-your-complete-guide-2020\/\" target=\"_blank\" rel=\"noreferrer noopener\">2020 \u9999\u6e2f\u5370\u82b1\u7a05:\u5b8c\u5168\u653b\u7565<\/a><br>(3) <a href=\"https:\/\/www.oneday.com.hk\/zh_HK\/news\/9-steps-to-purchasing-property-in-hong-kong-with-mortgage\/\" target=\"_blank\" rel=\"noreferrer noopener\">9\u500b\u6b65\u9a5f\u5b8c\u6210\u6309\u63ed\u8cb7\u6a13<\/a><\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3><span style=\"background-color: rgb(232, 234, 235);\"><b>\u60f3\u6435\u66f4\u591a\u6a13\u76e4, \u5373\u4e0a<a href=\"https:\/\/www.oneday.com.hk\/zh_HK\/residential\/\" target=\"_blank\" rel=\"noreferrer noopener\">OneDay (\u6435\u5730)<\/a> \u5566<\/b><\/span><\/h3>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4f5c\u70ba\u4e0a\u8eca\u65b0\u624b\uff0c\u5373\u4f7f\u6210\u529f\u8cb7\u6a13\u5f8c\uff0c\u518d\u56de\u770b\u6574\u500b\u8cb7\u6a13\u904e\u7a0b\uff0c\u53ef\u80fd\u90fd\u6703\u5f8c\u6094\u81ea\u5df1\u8cb7\u6a13\u524d\u7684\u6e96\u5099\u4e0d\u8db3\uff0c\u505a\u4e0d\u5230\u4e00\u500b\u6700\u597d\u7684\u6c7a\u5b9a\uff0c\u8981\u7559\u5f85\u4e0b\u6b21\u8cb7\u6a13\u624d\u80fd\u6c72\u53d6\u7d93\u9a57\u3002\u96d6\u7136\u4ee5\u6295\u8cc7\u89d2\u5ea6\u4f86\u770b\uff0c\u8cb7\u6a13\u7d93\u9a57\u662f\u9700\u8981\u7d2f\u7a4d\uff0c\u7d93\u904e\u591a\u6b21\u7684\u300ctrial and error\u300d\u624d\u6703\u505a\u5230\u6700\u597d\u3002\u4e0d\u904e\uff0c\u5982\u6709\u524d\u4eba\u6559\u8def\uff0c\u8d70\u5c11\u51a4\u6789\u8def\u4ea6\u662f\u597d\u4e8b\u3002\u4ee5\u4e0b\u70ba\u5927\u5bb6\u7e3d\u7d507\u4ef6\uff0c\u4e0a\u8eca\u5f8c\u6094\u592a\u9072\u77e5\u7684\u4e8b\u3002 &nbsp; (1) \u53d7\u85aa\u7533\u8acb\u4eba VS \u81ea\u50f1\u7533\u8acb\u4eba \u5728\u7533\u8acb\u6a13\u5b87\u6309\u63ed\u6642, \u4f60\u8981\u6ce8\u610f\u4f60\u662f\u5c6c\u65bc\u90a3\u500b\u8077\u696d\u985e\u5225\u7684\u7533\u8acb\u4eba. \u4e0d\u540c\u985e\u5225\u6240\u9700\u8981\u7684\u7533\u8acb\u6587\u4ef6\u662f\u4e0d\u540c\u7684 (2) \u9280\u884c VS \u6309\u63ed\u4e2d\u4ecb \u9280\u884c: \u901a\u5e38\u6703\u63d0\u4f9b\u9810\u6279\u670d\u52d9 (\u5373\u662f\u9280\u884c\u6703\u5c31\u4f60\u63d0\u4f9b\u7684\u6587\u4ef6\u9810\u5148\u7d66\u4e88\u6309\u63ed\u7533\u8acb\u5efa\u8b70). \u4f46\u662f\u5766\u767d\u8aaa, \u9810\u6279\u6548\u7387\u975e\u5e38\u6162. \u53e6\u4e00\u9ede\u8981\u6ce8\u610f\u7684\u662f, \u7406\u8ad6\u4e0a\u4f60\u53ef\u4ee5\u540c\u6642\u5411\u591a\u9593\u9280\u884c\u63d0\u4ea4\u6309\u63ed\u7533\u8acb, \u4f46\u662f\u6bcf\u4e00\u9593\u4e5f\u6703\u628a\u4f60\u7684\u7533\u8acb\u500b\u6848\u5448\u4e0a\u7d66\u9999\u6e2f\u6309\u63ed\u8b49\u5238\u6709\u9650\u516c\u53f8\u4f5c\u6279\u6838. \u82e5\u679c\u4e0d\u540c\u7684\u9280\u884c\u63d0\u4ea4\u6587\u4ef6\u6709\u4e0d\u540c\u4e4b\u8655,\u6703\u5927\u5927\u5f71\u97ff\u4f60\u7684\u6309\u63ed\u6279\u6838\u9032\u5ea6. \u56e0\u6b64, \u540c\u6642\u7533\u8acb\u4e00\u81f3\u5169\u9593\u9280\u884c\u5c31\u597d\u4e86.&nbsp; \u6309\u63ed\u4e2d\u4ecb:\u901a\u5e38\u6703\u5e6b\u4f60\u6574\u5408\u4e0d\u540c\u9280\u884c\u7684\u6309\u63ed\u8a08\u5283\u8cc7\u8a0a, \u4e5f\u6703\u4ecb\u7d39\u4f60\u4ed6\u5011\u5408\u4f5c\u9280\u884c\u5925\u4f34\u5e6b\u4f60\u505a\u6309\u63ed\u6279\u6838, \u4e00\u822c\u6536\u8cbb\u90fd\u6703\u6bd4\u8f03\u4fbf\u5b9c &nbsp; (3) H\u6309&hellip;<\/p>\n","protected":false},"author":1,"featured_media":2399,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[27],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u8cb7\u6a13\u5514\u77e5\u4e00\u5b9a\u5f8c\u6094\u7684\u4e8b - \u6a13\u8a00\u7c3f|\u5730\u7522\u8a0e\u8ad6\u5340|OneDay(\u6435\u5730)-Blog<\/title>\n<meta name=\"description\" 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