{"id":1418,"date":"2018-11-08T02:38:20","date_gmt":"2018-11-08T02:38:20","guid":{"rendered":"http:\/\/blog.oneday.com.hk\/?p=1418"},"modified":"2018-11-08T13:21:43","modified_gmt":"2018-11-08T13:21:43","slug":"9-steps-to-purchasing-property-in-hong-kong-with-mortgage","status":"publish","type":"post","link":"https:\/\/www.oneday.com.hk\/blog\/9-steps-to-purchasing-property-in-hong-kong-with-mortgage\/","title":{"rendered":"9\u500b\u6b65\u9a5f\u5b8c\u6210\u6309\u6b47\u8cb7\u6a13"},"content":{"rendered":"\n<ul class=\"wp-block-gallery columns-3 is-cropped\"><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" width=\"534\" height=\"243\" src=\"https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2018\/11\/yuIkmWbKQJb.jpg\" alt=\"\" data-id=\"1419\" data-link=\"https:\/\/www.oneday.com.hk\/blog\/?attachment_id=1419\" class=\"wp-image-1419\" srcset=\"https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2018\/11\/yuIkmWbKQJb.jpg 534w, https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2018\/11\/yuIkmWbKQJb-300x137.jpg 300w\" sizes=\"(max-width: 534px) 100vw, 534px\" \/><\/figure><\/li><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" width=\"619\" height=\"243\" src=\"https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2018\/11\/stlWNMKCZce.jpg\" alt=\"\" data-id=\"1420\" data-link=\"https:\/\/www.oneday.com.hk\/blog\/?attachment_id=1420\" class=\"wp-image-1420\" srcset=\"https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2018\/11\/stlWNMKCZce.jpg 619w, https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2018\/11\/stlWNMKCZce-300x118.jpg 300w, https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2018\/11\/stlWNMKCZce-585x230.jpg 585w\" sizes=\"(max-width: 619px) 100vw, 619px\" \/><\/figure><\/li><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" width=\"627\" height=\"243\" src=\"https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2018\/11\/eZjYSQmbQEV.jpg\" alt=\"\" data-id=\"1421\" data-link=\"https:\/\/www.oneday.com.hk\/blog\/?attachment_id=1421\" class=\"wp-image-1421\" srcset=\"https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2018\/11\/eZjYSQmbQEV.jpg 627w, https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2018\/11\/eZjYSQmbQEV-300x116.jpg 300w, https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2018\/11\/eZjYSQmbQEV-585x227.jpg 585w\" sizes=\"(max-width: 627px) 100vw, 627px\" \/><\/figure><\/li><\/ul>\n\n\n\n<p><em>\u9999\u6e2f\u662f\u5176\u4e2d\u4e00\u500b\u6700\u5bb9\u6613\u8cb7\u7269\u696d\u7684\u5730\u65b9\u3002\u7a0b\u5e8f\u975e\u5e38\u7c21\u55ae\uff0c\u60a8\u53ef\u4ee5\u4f7f\u7528\u81ea\u5df1\u7684\u540d\u5b57\u6216\u516c\u53f8\u540d\u7a31\uff0c\u6216\u8207\u60a8\u7684\u5408\u4f5c\u5925\u4f34\u4e00\u8d77\u8cb7\u7269\u696d\u3002\u9019\u500b9\u6b65\u7684\u6307\u5357\u9069\u7528\u65bc\u90a3\u4e9b\u60f3\u5728\u9999\u6e2f\u8cb7\u6a13\uff0c\u4e26\u5728\u4e8c\u624b\u623f\u5e02\u5834\u878d\u8cc7\u7684\u4eba\u3002<\/em><\/p>\n\n\n\n<p><strong>(1) \u9810\u65e9\u6279\u6838\u62b5\u62bc\u8cb8\u6b3e<\/strong><br>\u5728\u9999\u6e2f\uff0c\u5f88\u591a\u4eba\u6703\u9078\u64c7\u6309\u6b47\u73fe\u6709\u7269\u696d\u4f86\u8cb7\u5165\u65b0\u7269\u696d\uff0c\u800c\u63d0\u51fa\u7269\u696d\u4ea4\u6613\u524d\u61c9\u5148\u5411\u9280\u884c\u4f30\u50f9\u3002\u9019\u6a23\uff0c\u9280\u884c\u4fbf\u53ef\u6839\u64da\u4f60\u7684\u8ca1\u52d9\u72c0\u6cc1\u548c\u8a72\u7269\u696d\u7684\u4f30\u50f9\u4f86\u5be9\u6279\u8cb8\u6b3e\u3002\u901a\u5e38\u9280\u884c\u6703\u5148\u53c3\u8003\u60a8\u904e\u53bb6\u500b\u6708\u7684\u9280\u884c\u5c0d\u8cec\u55ae\uff0c\u7d0d\u7a05\u7533\u5831\u8868\uff0c\u5f37\u7a4d\u91d1\u4ed8\u6b3e\u8a18\u9304\u7b49\uff0c\u4ee5\u4fbf\u4ed6\u5011\u8a08\u7b97\u53ef\u63d0\u4f9b\u7684\u8cb8\u6b3e\u3002\u90a3\u9ebc\uff0c\u60a8\u4e5f\u53ef\u4ee5\u85c9\u6b64\u70ba\u8cfc\u8cb7\u623f\u7522\u4f5c\u9810\u7b97\u3002\u4f8b\u5982\u57282018\u5e74\uff0c\u4f4e\u65bc1000\u842c\u6e2f\u5143\u7684\u4f4f\u5b85\u7684\u6700\u9ad8\u8cb8\u6b3e\u984d\u70ba\u7269\u696d\u4f30\u50f9\u768470\uff05\uff1b\u63db\u8a00\u4e4b\u8a72\u7269\u696d\u7684\u9996\u671f\u81f3\u5c11\u70ba\u7269\u696d\u4f30\u50f9\u768430\uff05\u3002\u81f3\u65bc\u5de5\u5546\u7269\u696d\uff0c\u9280\u884c\u6700\u591a\u53ea\u80fd\u6279\u6838\u8a72\u7269\u696d\u4f30\u50f9\u768430\uff05\u70ba\u8cb8\u6b3e\u3002\u81f3\u65bc\u9996\u6b21\u8cfc\u8cb7\u4f4f\u5b85\u7269\u696d\u7684\u4eba\u58eb\uff0c\u5247\u6709\u6a5f\u6703\u501f\u5f97\u9ad8\u9054\u7269\u696d\u4f30\u50f9\u768490\uff05\u7684\u8cb8\u6b3e\uff0c\u4f46\u8a72\u7269\u696d\u5fc5\u9808\u4f4e\u65bc\u67d0\u91d1\u984d\u4e26\u9054\u5230\u4e00\u4e9b\u689d\u4ef6\u3002<\/p>\n\n\n\n<p><strong>(2) \u641c\u7d22\u3001\u8a55\u4f30\u548c\u9078\u5b9a\u5408\u9069\u7684\u7269\u696d<\/strong><br>\u7db2\u4e0a\u662f\u8b93\u60a8\u96a8\u6642\u96a8\u5730\u641c\u7d22\u623f\u7522\u7684\u597d\u5de5\u5177\u3002\u6709\u4e00\u4e9b\u7db2\u7ad9\u6703\u5217\u51fa\u5f85\u552e\u7269\u696d &#8211; \u6709\u4e9b\u66f4\u662f\u7531\u5730\u7522\u4ee3\u7406\u7368\u7acb\u904b\u71df\uff0c\u5305\u62ecOneDay\uff08<a href=\"https:\/\/www.oneday.com.hk\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.oneday.com.hk<\/a>\uff09\uff0cNet Property\uff08<a href=\"http:\/\/netpropertyco.com\" target=\"_blank\" rel=\"noreferrer noopener\">http:\/\/www.netpropertyco.com<\/a>\uff09\uff0cQ Fang\uff08<a href=\"http:\/\/hk.qfang.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">http:\/\/ hk.qfang.com<\/a>\uff09 \u3002\u5927\u90e8\u4efd\u5f85\u552e\u7269\u696d\u90fd\u7531\u5730\u7522\u4ee3\u7406\u92b7\u552e\uff0c\u800c\u901a\u904e\u4ed6\u5011\u8cfc\u8cb7\u7269\u696d\u7d55\u5c0d\u662f\u500b\u4e0d\u932f\u7684\u9078\u64c7\u3002\u4ed6\u5011\u53ef\u4ee5\u5f9e\u696d\u6b0a\u6aa2\u67e5\u5230\u8ac7\u5224\u50f9\u9322\u7684\u6574\u500b\u8cfc\u8cb7\u904e\u7a0b\u4e2d\u63d0\u4f9b\u5354\u52a9\u3002\u5728\u5b8c\u6210\u6574\u7b46\u4ea4\u6613\u5f8c\uff0c\u5730\u7522\u4ee3\u7406\u591a\u6578\u6703\u6536\u53d6\u7269\u696d\u552e\u50f9\u76841\uff05\u4f5c\u70ba\u4f63\u91d1\u3002\u4f63\u91d1\u53ef\u80fd\u56e0\u4ee3\u7406\u5546\u548c\u7269\u696d\u800c\u7570\uff0c\u4f46\u666e\u904d\u88ab\u5b9a\u70ba1\uff05\u3002\u9664\u975e\u60a8\u5df2\u6709\u5fc3\u6c34\u7684\u5730\u5340\uff0c\u5426\u5247\u6700\u597d\u7559\u610f\u5e7e\u500b\u4e0d\u540c\u5730\u5340\u7684\u7269\u696d\uff0c\u4ee5\u4fbf\u66f4\u6df1\u5165\u4e86\u89e3\u9019\u500b\u5e02\u5834\u3002\u9078\u5b9a\u4e86\u5408\u9069\u7684\u7269\u696d\u5f8c\uff0c\u60a8\u4fbf\u53ef\u4ee5\u63d0\u51fa\u8cfc\u8cb7\u7269\u696d\u3002<\/p>\n\n\n\n<p><strong>(3) \u8207\u8ce3\u5bb6\u5b9a\u50f9<\/strong><br>\u5730\u7522\u4ee3\u7406\u5728\u50f9\u683c\u8ac7\u5224\u4e2d\u6240\u64d4\u7576\u7684\u89d2\u8272\u5341\u5206\u91cd\u8981\uff0c\u4ed6\u6703\u5e6b\u60a8\u5411\u8ce3\u5bb6\u63d0\u51fa\u4ea4\u6613\u3002\u8207\u76f4\u63a5\u548c\u8ce3\u5bb6\u8ac7\u5224\u76f8\u6bd4\uff0c\u5730\u7522\u4ee3\u7406\u80fd\u66f4\u6709\u6548\u5730\u7372\u5f97\u66f4\u597d\u7684\u50f9\u683c\u3002\u9054\u6210\u5354\u8b70\u5f8c\uff0c\u4e0b\u4e00\u6b65\u5c31\u662f\u64ec\u5b9a\u81e8\u6642\u8cb7\u8ce3\u5408\u7d04\u3002<\/p>\n\n\n\n<p><strong>(4) \u81e8\u6642\u8cb7\u8ce3\u5408\u7d04\u548c\u652f\u4ed8\u62bc\u91d1<\/strong><br>\u8cfc\u8cb7\u7269\u696d\u7684\u5b8c\u6210\u65e5\u671f\uff08\u6307\u5b8c\u6210\u6574\u500b\u4ea4\u6613\u5305\u62ec\u5c07\u696d\u6b0a\u8f49\u79fb\u7d66\u60a8\uff09\u7531\u8ce3\u65b9\u548c\u8cb7\u65b9\u5546\u5b9a\uff0c\u4f46\u901a\u5e38\u90fd\u6703\u88ab\u5b9a\u70ba\u7c3d\u7f72\u81e8\u6642\u8cb7\u8ce3\u5408\u7d04\u90a3\u5929\u5f8c\u76842\u500b\u6708, \u5f88\u5c11\u5c07\u5b83\u5b9a\u5728\u7c3d\u7f72\u81e8\u6642\u8cb7\u8ce3\u5408\u7d04\u5f8c\u76846\u500b\u6708\u3002\u53e6\u5916\uff0c\u96d9\u65b9\u4e5f\u9700\u5b9a\u6b63\u5f0f\u7c3d\u7f72\u5354\u8b70\u7684\u65e5\u671f\u3002\u8cb7\u8ce3\u5bb6\u901a\u5e38\u5728\u7c3d\u7f72\u81e8\u6642\u8cb7\u8ce3\u5408\u7d04\u768414\u5929\u5f8c\u7c3d\u7f72\u6b63\u5f0f\u8cb7\u8ce3\u5408\u7d04\uff0c\u4e26\u652f\u4ed8\u7e3d\u7269\u696d\u50f9\u683c\u76845\uff05\u3002\u81e8\u6642\u8cb7\u8ce3\u5408\u7d04\u901a\u5e38\u53ea\u6709\u7c21\u55ae2\u9801\uff0c\u5176\u4e2d\u5305\u62ec\u8cfc\u8cb7\u7684\u95dc\u9375\u7d30\u7bc0\uff0c\u4f8b\u5982\u8cb7\u8ce3\u5bb6\uff0c\u623f\u7522\u7d30\u7bc0\uff0c\u7269\u696d\u552e\u50f9\uff0c\u96d9\u65b9\u7c3d\u7f72\u6b63\u5f0f\u8cb7\u8ce3\u5408\u7d04\u7684\u65e5\u671f\uff0c\u5b8c\u5de5\u65e5\u671f\u548c\u5176\u4ed6\u689d\u6b3e\uff0c\u4f8b\u5982\u8a72\u7269\u696d\u662f\u5426\u4ee5\u4ea4\u5409\u8ce3\u6a13\u3002<br><br>\u5728\u7c3d\u7f72\u6b63\u5f0f\u8cb7\u8ce3\u5408\u7d04\u5f8c\uff0c\u8cb7\u5bb6\u901a\u5e38\u6703\u5411\u8ce3\u65b9\u652f\u4ed8\u7e3d\u7269\u696d\u552e\u50f9\u76845\uff05\u3002\u5982\u679c\u60a8\u56e0\u67d0\u539f\u56e0\u6c7a\u5b9a\u653e\u68c4\u8cfc\u8cb7\uff0c\u90a3\u9ebc\u60a8\u4fbf\u6703\u88ab\u6c92\u6536\u9019\u7b46\u6b3e\u9805\u3002\u4f46\u82e5\u8ce3\u5bb6\u6c7a\u5b9a\u4e0d\u9032\u884c\u92b7\u552e\uff0c\u90a3\u9ebc\u4ed6\u5011\u5c31\u5fc5\u9808\u5411\u60a8\u652f\u4ed85\uff05\u7684\u62bc\u91d1\u548c5\uff05\u7684\u7f70\u6b3e\u3002\u9019\u4e9b\u90fd\u662f\u5178\u578b\u8cfc\u8cb7\u4e8c\u624b\u623f\u7522\u7684\u689d\u6b3e\uff0c\u7576\u7269\u696d\u70ba\u7b2c\u4e00\u624b\u7269\u696d\uff0c\u689d\u6b3e\u4fbf\u6703\u6709\u6240\u4e0d\u540c\u3002\u7576\u60a8\u7c3d\u8a02\u4e86\u81e8\u6642\u8cb7\u8ce3\u5408\u7d04\uff0c\u61c9\u76e1\u5feb\u5c07\u526f\u672c\u767c\u7d66\u9280\u884c\uff0c\u4ee5\u4fbf\u4ed6\u5011\u958b\u59cb\u8655\u7406\u6b3e\u984d\u7533\u8acb\u3002\u9019\u53ef\u80fd\u9700\u8981\u9577\u9054\u5e7e\u9031\u7684\u6642\u9593\uff0c\u6240\u4ee5\u61c9\u76e1\u5feb\u5b8c\u6210\u6b64\u90e8\u5206\u3002\u4ee5\u4e0b\u662f\u81e8\u6642\u8cb7\u8ce3\u5408\u7d04\u7684\u4f8b\u5b50\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" width=\"800\" height=\"1154\" src=\"https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2018\/11\/JeglBmOrbDh.jpg\" alt=\"\" class=\"wp-image-1422\" srcset=\"https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2018\/11\/JeglBmOrbDh.jpg 800w, https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2018\/11\/JeglBmOrbDh-208x300.jpg 208w, https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2018\/11\/JeglBmOrbDh-768x1108.jpg 768w, https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2018\/11\/JeglBmOrbDh-710x1024.jpg 710w, https:\/\/www.oneday.com.hk\/blog\/wp-content\/uploads\/2018\/11\/JeglBmOrbDh-585x844.jpg 585w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<p><strong>(5) 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